Global Institute of Technology has teamed up with Meritize to offer our students a unique financing option.
Meritize works with students, educators, and employers to help people excel in skills-based careers.

Meritize knows you are more than your credit score, and that is why they look at your past achievements to potentially enhance your loan options.

A few reasons why Meritize is a great option for students include:

  • Fixed and variable interest rates available**.
  • Flexible payment options, including deferring full principal and interest payments until 3 months after you complete your training.
  • Customer support available 5 days a week.
  • 0.25% interest rate deduction once you begin full repayment on your loan, if you sign up for autopay.


Checking your loan options with Meritize has never been easier. You can fill out a short application to check your loan options without impacting your credit score.

If loan options are available to you, Meritize will request your merit information to finalize your application.
This could be in the form of:

  • Academic Experience (Official or unofficial transcript or HSE certification)
  • Military Experience (DD214)


Want to learn more? Check out their FAQ page here: or give them a call at 833-MERIT-4-U. Ready to see if you qualify? Check your options here:

Global Institute of Technology does not endorse a particular lender, nor is it affiliated with Meritize Financial, Inc ("Meritize"). Meritize Lending, LLC, NMLS ID 1661035 (NMLS Consumer Access
Meritize Financial, Inc. NMLS ID 1986399 (NMLS Consumer Access

Terms and Conditions apply. Meritize branded loan products are educational loans issued by Meritize Lending, LLC**. Meritize reserves the right to modify or discontinue products and benefits at any time without notice. To qualify, a borrower must be a U.S. citizen, permanent resident or hold an Employment Authorization Document and meet Meritize’s underwriting requirements. If approved for a loan the actual
loan amount, term, payment, and APR amount of loan that a customer qualifies for may vary based on credit determination, state law and other factors. Meritize does not warrant or guarantee any claims made herein, including, but not limited to, gaining admission to a program, concerning the quality or financial strength of any educational institution, securing funding or obtaining employment. Our final loan offer may differ as a result of the school chosen and the associated cost of tuition. Not all schools are eligible for funding. Meritize does not offer educational loans in the following states: IN, ME, NV, VT, WI, PR. All rights reserved.
**For residents of SC, loan is made by Meritize Financial, Inc.
*Variable rates are subject to change.

The information on this document is the most up to date as of April 1, 2023. Please see Meritize website for additional details.

Application Checklist

Having these documents prior to starting will help you complete your Meritize loan application quickly

Personal Information

  • Email address
  • Phone number (where you want to be reached)
  • Permanent mailing address that can be verified with proper documentation
  • Utility bill, leasing agreement
  • Date of birth
  • Social Security Number

Academic Experience

  • Highest level of education completed
  • Name of college or high school
  • Graduation date
  • Official or unofficial high school or college transcript or
  • HSE certification (GED, TASC, HiSET)

School and Program

  • Name of school and program you will attend
  • Start and end date

Military Experience

  • A copy of your DD214

Co-Borrower Information

  • Email address
  • Phone number (where co-borrower wants to be reached)
  • Permanent mailing address that can be verified with proper documentation
  • Utility bill, leasing agreement
  • Household income (approximate)
  • Date of birth
  • Social Security Number

Our application may ask for
one of the above, as applicable, in
order to assign credit for merit.

Meritize Student FAQs

The Meritize platform looks beyond FICO and use previous academic or military achievements to enhance credit evaluation and potentially improve loan options.

  • Pre-approval in minutes for qualified applicants
  • Choose from various repayment terms, including deferring full principal and interest for 3 months after you complete your training and
  • Qualifying students are able to finance the full cost of tuition
  • No prepayment penalty Fixed and variable interest rates available**
  • Free access to Career Services
  • If approved, review loan options and select the one that works best for you.
  • Sign up for autopay and receive a 0.25% interest rate discount**

The Meritize platform offfers academic coaching, a job search bootcamp and new-to-the-job coaching. Through these services, students are able to work with coaches to develop a game plan to perform at their personal best while in school, work with experts on their job search from crafting resumes to negotiating salary, and even develop the personal and competitive skills that will help them achieve professional excellence in their new job.